Not automatically—but do not assume savings either. Gallagher’s Spring 2026 real-estate and hospitality update described a softer property-insurance environment while emphasizing that relief varies by geography, asset class, programme structure and loss history. That dated market commentary is not an October quote for the target property. (ajg.com)
Desk implication: Obtain current, property-specific indications before fixing the acquisition budget. Ask the broker to compare coverage, deductibles, limits and business-interruption assumptions alongside premium—not merely produce the lowest headline price.